Local Guddy (guide/buddy) is a platform that connects travelers with locals who want to make extra income and new friends by showing them around on tours created for different interests such as museums, food, night-life and home-cooking. The platform was launched mid 2016 and they now have tours in 7 countries. 

Sydney startup Groupee has created an app which allows you to quickly pay your portion of a bill, whether you've dined with one other person or 20. http://paywithgroupee.com/

Banks currently offer debit cards as global currency for use overseas. Idea Spy Lisa Osborn in Sydney has suggested a product extension to turn these cards into personalised gift cards. For example you could take a photo of your child?s recent masterpiece worthy of a place on the fridge, have it embedded onto a Visa or Mastercard gift card, and send it to grandparents abroad. Or have a photo of you, your family and pets embedded onto the card and send it to family and friends overseas. The technology already exists for this product. Why isn?t it being offered? It?s a clever way to send gifts overseas. If there?s a problem in mailing the cards maybe they could be offered digitally. If you?re interested in progressing this idea contact Lisa through IdeaSpies.

RateSetter connects investors who want a better rate on their money with borrowers who want a simple, competitive personal loan. It was the first company and FinTech to be licensed by ASIC to provide peer-to-peer lending to retail investors and SMSFs in Australia. www.ratesetter.com.au

We throw away vast amounts of stuff-even things with almost nothing wrong, and which could get a new lease on life after a simple repair. The trouble is, lots of people have forgotten that they can repair things themselves. Knowing how to make repairs is a skill quickly lost. Repair cafes are now spreading around the world to help you learn these basic skills again. Check if there's one near you and if not, maybe you can start one? www.repaircafe.org

Innovative NFP health providers have devised a way for 3rd world children to pump water without the burden of a conventional pump. This idea has made a sometimes onerous task 'childsplay' while providing much needed tools and infrastructure to communities.?https://www.youtube.com/watch?v=F-Atrr3JZVY