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Seniors are "afraid of running out of money, as they cannot estimate how long they will live. So, they draw only the minimum pension required."
"QSuper, one of Australia’s largest super funds, has launched a new product – the Lifetime Pension – which pays a fortnightly income for life. It is designed to ensure you or your estate get back at least your initial investment, irrespective of how long you live.Ideally, you would receive your return by income but, in case of premature death, it may be by death benefit."
