Woolworths announced today the launch of their Everyday Pay Wallet, a new way to pay and collect rewards at check-out.As a payments nerd, I'm excited to see what the update will be in what is the first real test for QR codes since we had to check-in everywhere we went!I for one look forward to using it and seeing what the experience is like but as ever, the public will determine it's success through adoption.In the future will there just be a QR code check-in and no check-out to broaden the Scan & Go experience?https://www.itnews.com.au/news/woolworths-wraps-digital-wallet-into-its-loyalty-app-579826

The RBA announced this week that the major banks will be allowed an extra 9 months to deliver PayTo, the highly anticipated iteration of NPP (new payments platform) allowing payment initiation.Perhaps for Fintech, this is a prudent time to validate, innovate and prepare so that when launched, solutions hit the ground running and we see a shorter j-curve for adoption.What are some innovative use cases for PayTo in market for both consumers and business?https://www.itnews.com.au/news/major-banks-get-more-time-to-deliver-new-npp-functionality-579512Note: PayTo is still due to go-live mid-2022 with a number of participating institutions.